How Auto Shipping Insurance Works
Simply put, when you ship a vehicle it will be fully insured from the moment it is loaded onto the transport truck until it is driven off at delivery. That’s the simple part – in truth, auto shipping insurance shouldn’t be a big deal, but it kind of is. Auto shipping insurance is your fallback in case something catastrophic happens during transport, and it’s something that every customer wants to have and be able to use should they need it. Before we go on, let’s put something out there: damage to vehicles that are being transported by a professional car shipping company is rare. Less than five percent (5%) of all vehicles that are shipped professionally have damage, and most claims are for minor dents and scratches. Total loss just doesn’t happen outside of freak accidents – even regular collisions with other motorists don’t usually damage vehicles that are being shipped, due to how the carrier is designed.
But it happens occasionally, and that’s why auto shipping insurance exists. When you ship a car, insurance will always be included in your quote, and if it’s not then you should not book with that shipper. Auto shipping insurance, for carriers, is required by federal law, so if they don’t have insurance they’re not operating legally. Not only that, but that’s part of their overhead, like fuel and maintenance, which means that it should already be included in the prices that they give out to begin with. Carriers don’t give out fuel surcharges either – that’s something that will also be included in any price you are given, so if it’s not make sure to get a different quote. If your vehicle does arrive damaged, and did not leave in that condition, you’ll have to make a claim, which can be a pain to actually get processed.
Car carriers don’t want to deal with insurance claims, so they do their best to solve the problem before it starts. But damage happens, and they have to be prepared – and you do, too. This means thoroughly inspecting the condition of the vehicle at pickup, so you can compare it to the condition at delivery. If you have to make a claim, you have to do so within a certain amount of time, and it’s usually on the order of a few days or weeks depending on the insurance company. Every carrier has to carry around a copy of their insurance policy, so you can also look it up yourself before your vehicle is loaded. This will also cover any deductibles you may have to pay, as well as exclusions to what type of damage is covered.
If you are interested in shipping a vehicle, you should take a minute and fill out our free online auto transport quote request form. It only takes a minute or two, but what’s more important is that you’ll get an instant price immediately right on your screen. We make sure they’re the best by making sure each company is fully licensed, bonded, insured, top-rated and that they provide dependable and reliable shipping services to their customers. If you have questions about our services, or would like to speak to a live agent about your quote, give us a call any time at 800-930-7417 to connect.