Auto Transport FAQ: How Important is Car Transport Insurance?
Insurance is pretty important regardless of what it’s for. If you don’t have health insurance, for instance, you usually end up paying hundreds upon thousands of dollars at the doctor’s office for even the most routine of visits. If you don’t have homeowner’s insurance, you end up footing the bill should something catastrophic happen. If you don’t have car insurance, you usually end up paying the repair costs for everyone – especially if it’s your fault. But is there any industry that offers insurance where it’s not necessary? Surely there must be – phone insurance, for instance (something this blogger knows about firsthand) is a complete ripoff and a waste of time. But car transport insurance? Surely that’s a waste of money too, right?
Not so fast. In the auto transport industry, insurance is actually required by law. To say it is not important to the shipment of your vehicle is definitely a false statement, and in this blog we’re going to dispel some of the rumors of why car transport insurance isn’t needed. To start, most carriers on the road today are of the “open” persuasion – that means that their cargo trailer exposes the vehicles they ship to the elements, which can result in errant rocks and debris getting kicked up off the road and into the trailer, which could damage the vehicles they haul. What about accidents? Car transport companies are not immune to automobile accidents, though to be fair they tend to dish out a lot more damage than they take, which helps a bit.
Still, damage, while not entirely common, all things considered, is still prevalent enough to warrant requiring car transport insurance on every carrier operating on a U.S. road today. Transportation insurance is required by law, as mentioned, so every car shipper will have it – you can’t opt out of car transport insurance, either (and any company that charges extra for insurance is a scam artist, because insurance is considered a part of the total cost of shipping your vehicle and will not be an additional charge). You can, of course, request any insurance documentation and certification from your broker or your carrier – both are required to have a copy of the truck’s insurance policy before the vehicle is picked up. We recommend perusing their insurance policy and getting clarification on anything you may not understand, as auto transport insurance does work a bit differently from standard automobile or homeowner’s insurance policies.
If you’re interested in shipping a vehicle to or from anywhere in the United States, and are interested in getting some quotes to get you started, you should take a minute to fill out our free online auto transport quote request form. When you do, you’ll receive multiple free quotes in your email inbox from top-rated car transport companies absolutely free of charge; they’ll come in over the course of the hour, usually beginning to show up minutes after submission. Compare quotes and services and talk to live agents in your quest to find the right car shipping company for your needs. If you have questions about our services, or simply need some help getting your quotes or understanding the industry in general, give us a call any time at 800-930-7417 to speak to one of our live agents.