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Every auto transport company is required by law to carry insurance for each car they transport. When you ship your car, the trucking company has insurance coverage to protect your car. This insurance only covers the vehicle while it’s on the truck. So it’s important to make sure you have insurance coverage for when the car is not on the truck.
Sometimes your car will have to be stored in a terminal until you can pick it up. While in the terminal there is no insurance covering your vehicle other then your own so if something was to happen it is nice to have the insurance to take care of it. Also in those rare occasions where a truck may break down, this is another time your insurance would be helpful because the cars would have to be stored until the truck is fixed. Similar to the instance where your car is stored in a terminal, the auto transporters insurance does not cover your vehicle when it is not on the truck.
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